OKX Card

Everyday spending, backed by stablecoins

Tap to pay anywhere Mastercard® is accepted. Get up to 10% cashback on eligible purchases.¹

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OKX Pay Brazil

What is OKX Card?

OKX Card unlocks stablecoin spending for everyday purchases. Powered by Mastercard® and backed by stablecoins you already own.

  • Earn when
    you spend

    Cashback starts at 2%, up to 10% at the top tier.¹ Instant payouts.²

  • No FX fees.
    No transaction fees

    Tap to pay anywhere Mastercard® is accepted.

  • Put your balance to work

    Earn yield on your OKX Pay balance between purchases.³

How it works

Three steps. You’re always in control.

Hold

Keep USDC, USDT, or USDG in your OKX Pay wallet, ready to back your card purchases.

Spend

Tap to pay via Apple Pay or Google Pay, anywhere Mastercard® is accepted. Your stablecoins are reserved as collateral against what you spend.

Repay

Pick the repayment path that fits you:

Autopay: Pays your balance automatically as each transaction settles. This is the only path eligible for cashback on USDG purchases.

Manual repayment: Pay from your linked USD balance within the payment window. No cashback, and unpaid balances are settled automatically from your reserved stablecoins.

  1. Keep USDC, USDT, or USDG in your OKX Pay wallet, ready to back your card purchases.

Cashback that grows with you

Unlock more at every tier.

TierReach it with:Pay balance / Card spend / VIP levelCashback RatePaid in USDGMonthly Eligible SpendMonthly
Cashback Cap		OKX Pay
APY
ClassicEveryone starts here2%$2,500$504%
Plus$40K / $10K / VIP 14%$10,000$4006%
Premium$80K / $20K / VIP 24.5%$20,000$9008%
Signature$320K / $75K / VIP 35%$30,000$1,50010%
Infinite$500K / $100K / VIP 4+10%$15,000$1,50010%

Pay balance is a 30-day average; card spend is your last 30 days. You always get the best rate you qualify for. OKX VIP status carries over automatically. Cashback is available only on eligible USDG purchases settled via Autopay. USDC and USDT purchases, and Manual (fiat) repayment, are not eligible.

Get cashback on subscriptions you already pay for

Automatic rebates on OpenAI, Claude, and Netflix. Up to $20 per month.

How OKX Card compares

See the difference, at a glance.

OKX CardTypical Debit / Prepaid Crypto CardTraditional Credit Card
FeesZero transaction fees, zero FX feesOften FX fees or conversion spreadsOften annual fees, interest charges, and FX fees
BackingYour reserved stablecoins, held as collateral in your own OKX Pay walletYour crypto is sold or converted at purchaseYour credit score and income — no collateral required
Billing CycleEvery 28 daysNoneTypically 28–31 days (monthly)
RepaymentAutopay or Manual — your choiceNone — funds deducted immediatelyMinimum payment or pay in full — unpaid balances accrue interest
CashbackUp to 10% on USDG backed purchases, Autopay onlyVaries by providerVaries by card — cashback or points programs
CustodyStays with you until your bill settlesHeld by the provider once convertedN/A — no crypto involved

FAQs

From charts to checkouts

Set up in seconds. Use instantly worldwide.

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Products or services shown on this page may not be available in all jurisdictions.
The OKX Card is issued by WebBank. See Rates & Fees for more information regarding rates, fees, and other cost information. Subject to Card Rewards Program Terms. Crypto assets involve risk, including price volatility and potential loss of principal. Past performance is not indicative of future results. Terms apply. ¹ Cashback rates are determined by your OKX Pay tier, which is set by the highest of your OKX VIP tier, your 30-day average OKX Pay balance, or your 30-day OKX Card spend. USDG cashback rewards are only rewarded for USDG spending with Autopay enabled. Spend cycle will refresh on the 1st of each calendar month. ² Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. ³ Pay USDG APY rates are determined by your OKX Pay tier. Pay USDG APY will fall back to 3.5% base APY, on amounts above the $10,000 cap.